top of page

01273977886

  • Instagram
  • Facebook
  • LinkedIn

Protection

Get in touch

Find out what we can do to help you with your finances.
Get in touch with us today!

Family is important; that’s why it’s best to get expert advice to help protect what matters, when it matters!

Thinking about the consequences should anything happen to the main breadwinner isn’t something any of us want to contemplate. However it is important when arranging your mortgage to take the time to protect you and your family should the unthinkable happen.



Put simply protection products are policies that are arranged to provide you and your family with either a lump sum or a regular income should you become seriously ill, or in the event of your death.

We have listed some of the most popular types of insurance below:



Life Insurance

Life insurance, also known as term insurance or life assurance will provide a sum of money in the event of death during the term of the policy. This cash lump sum is paid tax free and can be used by your dependents however they choose.



Life insurance can be used to cover a mortgage, other loans or to ensure that your family is protected from the effects of having to repay a debt.



Critical Illness Cover

A Critical Illness plan is designed to pay out a lump sum on the diagnosis of certain specified illnesses. This type of plan is designed for those individuals or families whom want a lump sum if they are diagnosed with a serious illness. As an example of where this lump sum could be used is to repay a loan, mortgage, or perhaps pay for time off work.



Income Protection

An Income Protection plan is designed to pay out a regular income in the event you are unable to work due to an accident or illness. These types of plans continue to pay out an income as long as you are unable to return to work up until the end date of the policy (typically your normal retirement age). 



Family Income Benefit

Family Income Benefit is a life insurance policy which is set for a period of time known as the term. If you die within this period the policy will pay out a regular tax free income until the end of the term. For example if you have a 20 year policy and die within 5 years the policy will pay out the remaining 15 years.



For more information on which protection policy best suits your needs call our expert team today.

Your home/property may be repossessed if you do not keep up repayments on your mortgage

The information given in this website does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. The FCA does not regulate some forms of buy to let mortgages.



Apollo Mortgages Limited are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.



Apollo Mortgages Limited are registered in England and Wales / or Scotland with company number

13611429. Registered Office: Martlet House E1 Yeoman Gate, Yeoman Way, Worthing, West Sussex,

United Kingdom, BN13 3QZ.



The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Tel. 01273977886



Email adam@apollomortgages.co.uk



Suite 18, 3rd Floor, Base Point, Little High Street,

Shoreham By Sea, West Sussex, BN43 5EG 


.

© 2035 designed by James Michael Marketing

bottom of page