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Home Insurance

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Things happen when you least expect it...

There are two types of household insurance - buildings and contents. They are separate entities but can normally be bought together, usually with a discount.

Buildings Insurance

Having buildings insurance is mandatory when taking a mortgage, regardless of whether you’re buying a property or remortgaging. It is a condition of every mortgage offer that buildings insurance is in place.

Aside from the mandatory aspect, insuring your property and contents is important. Imagine having to rebuild your property or replace all of your contents following a flood or fire.

Contents Insurance

Contents Insurance covers the loss of or damage to the contents of your home. This includes your furniture, electrical goods and other items within your home. Some policies cover you for items you take outside, for example cameras, jewellery and briefcases.

Different policies offer different levels of cover but generally you'll be covered against theft and fire, and have the option to insure against damage you may cause by accident.

Your home/property may be repossessed if you do not keep up repayments on your mortgage

The information given in this website does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. The FCA does not regulate some forms of buy to let mortgages.

Apollo Mortgages Limited are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

Apollo Mortgages Limited are registered in England and Wales / or Scotland with company number

13611429. Registered Office: Martlet House E1 Yeoman Gate, Yeoman Way, Worthing, West Sussex,

United Kingdom, BN13 3QZ.

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

Broker Fee Disclaimer

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances and will be agreed with you before proceeding, but we estimate it will be £495.

Tel. 01273977886

Email adam@apollomortgages.co.uk

Office 5

27A Goring Road

Worthing

West Sussex

BN12 4AR


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